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Credit Card Crash Course
Blog from JA USA
By Hannah Henry
Work Readiness
Not all credit cards are created equal, which makes choosing one a difficult task.
As of March 2019, Americans paid banks a shocking $113 billion in credit card interest in 2018. While your credit card activities may differ from your colleague or classmate, one thing is for sure: understanding the way your credit card works is a crucial component to any credit...
5 Benefits of Hiring a Student Intern
Blog from JA USA
By Hannah Henry
Work Readiness
With summer on the horizon, high school and college students are already thinking about their next step: internships. While college students may be viewing an internship as a foot-in to a career after they graduate, high school students are seeking internships to discover what career path they may want to pursue in the future.The benefits of interning as a student are endless, but what do these...
Which Leadership Style Are You
Blog from JA USA
By Hannah Henry
Work Readiness
Not all leaders are the same. From school group projects to navigating through escape rooms with friends, your leadership skills evolve throughout life and will determine the relationships you have in and out of the workplace!
To better understand what type of leader you are, use the flow chart...
Making Your Tax Refund Last
Blog from JA USA
By Hannah Henry
Work Readiness
The notification of a check being directly deposited into your bank account has never been more satisfying than it is during tax...
Learning Your Way
Blog from JA USA
By Hannah Henry
Work Readiness
American lawyer Brad Henry once said, "A good teacher can inspire hope, ignite the imagination, and instill a love of learning." It is through learning that personal development comes into fruition and change begins. Yet, learning doesn't always occur in a classroom or a training center. Opportunities to grow are presented to us daily, but it's understanding the learning style you need that...
Money Concepts Your Student Should Know Before High School
By Hannah Henry
Work Readiness
Did you know: According to the Council for Economic Education, only 17 states require students to take a personal finance course in high school. That means when it comes to learning how to budget, write a check, balance a checkbook, and pick a credit card, most young adults have had no education or experience on these matters... Skeptical of the impact a high school course could make on your teen?...
Countdown to Resolutions for Teens
Blog from JA USA
By Hannah Henry
Work Readiness
How old were you when you made your first New Year's Resolution? Do you remember what it was? With 2019 nearly upon us, JA wanted to know if teens are making their resolutions for this upcoming year, and if so, what they were. According to a survey of 1,000 U.S. teens, conducted by Junior Achievement USA and ORC International, nearly 9 in 10 teens (88%) are planning on making New Year's...
Why Businesses Fail: Part II
Blog from JA USA
By Hannah Henry
Work Readiness
Today, research shows that 29% of businesses fail because they run out of money and 17% fail because they lack a business model or plan. In order to thrive as an entrepreneur, it is crucial that business leaders create a cohesive plan that addresses possible risks, road-blocks, and competition within their industry. After identifying a market and the details within the industry, it's time to start...
Cracking the 5 Toughest Interview Questions
Blog from JA USA
By Hannah Henry
Work Readiness
Congratulations! All of your hard work has paid off! You've spent hours perfecting your resume, having friends review it, generating a strong cover letter and determining the right outfit to impress your interviewer. Now, finally, you're walking into your potential new workplace. All you have to do is knock the interview out of the park. Are you ready?
To better prepare yourself for the...
Financial Literacy & Middle Schoolers
Blog from JA USA
By Hannah Henry
Work Readiness
What is Financial Literacy? Financial literacy is the all-inclusive concept of budgeting, management of credit, understanding of saving, spending and earning. Essentially, financial literacy is everything that involves your financial health.Yet, one can't consider being literate in finance by being able to balance a checkbook or being hired. The fundamentals of financial literacy look at present...